Mortgage News : January 2006

This is an archive of news for January 2006.

Mortgage lenders urge Government to take action on HIPs
Published: 31 January 2006 (easier.com)
New reports published today by the Council of Mortgage Lenders (CML) express serious concern to Government over how home information packs (HIPs) will be implemented on time, and the risks of making over-optimistic assumptions about their market impact.

New lenders to shake mortgage market
Published: 28 January 2006 (thisismoney.co.uk)
BUYERS with poor credit records and would-be landlords can expect to benefit from an outbreak of fierce competition in the mortgage market over the next few months.

Home-owners 'are £550 a year poorer under Labour'
Published: 25/01/2006 (telegraph.co.uk)
Britain's home-owners are £550 a year worse off than a decade ago because of Labour's tax policies, according to new figures.
Also reported in: Residential Landlord

Norwich Union cuts payouts on mortgage endowments
Published: January 18, 2006 (business.guardian.co.uk)
Britain's biggest insurer, Norwich Union, is again cutting payouts on maturing mortgage endowment policies - despite its main with-profits funds notching up an investment return of 17.7% before tax in 2005.

Mortgage broker fined by FSA
Published: 13/01/2006 (fairinvestment.co.uk)
Guardian Assurance and Guardian Linked Life Assurance have been fined £750,000 by the Financial Services Authority (FSA) for serious flaws in its mortgage endowment complaints.

Mortgage complaints set to break record
Published: Sun 8 Jan 2006 (business.scotsman.com)
THE chief consumer watchdog, the Financial Ombudsman Service, expects a record flood of complaints this year ahead of the final endowment deadline for millions of mortgage borrowers

'I'm paying my mortgage in two years'
Published: 6 January 2006 (news.bbc.co.uk)
Ever wondered what life would be like without that mortgage millstone around your neck? One family who signed up for an experiment to pay off her mortgage in two years says financial freedom is in sight.

Equity release mortgages costing Brits dearly
Published: 05 Jan 2006 (myfinances.co.uk)
Expensive, inflexible, and leaving homeowners with no reserves; that is Which?'s assessment of equity release mortgages.
Also reported in: The Scotsman, CityWire

British banks charging expensive mortgages
Published: 3 Jan 2006 (find.co.uk)
British high-street banks are among the highest-charging mortgage lenders, according to reports from the Independent.

Banks' cheap mortgages
Published: Jan 2 2006 (ichuddersfield.icnetwork.co.uk)
BANKS have beaten building societies to offer the best value mortgages during 2005, new research showed.
Also reported in: Reuters

Mortgage equity withdrawal falls
Published: Jan 3, 2006 (today.reuters.co.uk)
Mortgage equity withdrawal fell to 8.276 billion pounds in the third quarter of last year from 10.001 billion in the second quarter, the Bank of England said on Tuesday.
Also reported in: BBC

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