Mortgage News: July 2005

Lenders slash the cost of releasing your equity
Published: July 31 2005 (business.timesonline.co.uk)
Competition is making it cheaper for the elderly to take money from their homes. But they should still be wary, says Clare Francis.

Islamic mortgage market to expand
Published: 28 July 2005 (news.bbc.co.uk)
The Islamic mortgage market is set to grow by 47% a year and could be worth £1.4bn by 2009, market research group Datamonitor has said.

Lending figures continue to edge upwards
Published: 27 July 2005 (guardian.co.uk)
Mortgage lending and credit card borrowing reached their highest levels so far this year in June, but consumers' appetite for debt remains weaker than it was last year, figures released today show.

Mortgage arrears up 15% in twelve months
Published: 27 July 2005 (db.riskwaters.com)
The number of mortgages in arrears has increased 15% since June 2004, latest figures from the Council of Mortgage Lenders (CML) reveal.

Rise in UK repossessed homes
Published: July 27 2005 (news.ft.com)
The number of homes repossessed by banks and building societies rose sharply in the first half of the year as more people fell behind with their mortgage payments, data showed on Wednesday.

'Euromortgage' plan for borrowers
Published: 20 July 2005 (news.bbc.co.uk)
Homebuyers could be able to shop across Europe for the best mortgage deal, under plans being considered by the European Commission.

Mortgage open market shelved
Published: July 20 2005 (guardian.co.uk)
The European commission yesterday poured cold water on its original plans to open up the EU's €4.2 trillion (£2.9 trillion) mortgage market to more cross-border competition.

Fixed rates mortgages head downwards
Published: July 15 2005 (news.ft.com)
With speculation mounting that the Bank of England could cut interest rates next month, now is not a bad time to reassess your mortgage.

Lenders offer cheap mortgages on hope of rate cut
Published: July 09, 2005 (business.timesonline.co.uk)
LENDERS are offering better mortgage deals in anticipation of a cut in interest rates next month. Although rates are at their lowest for a year, some economists believe they will fall further.

Mortgages offered to everyone
Published: 8 July 2005 (thisismoney.co.uk)
SOARING numbers of mortgages are being granted to customers with a poor credit history, a report has revealed.

Mortgage payments 'stable'
Published: 6th July 2005 (dailymail.co.uk)
The level of income people are spending on their mortgage remained stable during June as a result of the cooling housing market, figures showed.

Fixed-rate deals are getting cheaper
Published: 6 July 2005 (thisismoney.co.uk)
THE cost of fixed-rate mortgages has fallen to an 18-month low as lenders prepare for a cut in interest rates that could come on Thursday.

Mortgage spending on the up
Published: 01 Jul 2005 (news.assetz.co.uk)
With house prices beginning to flatten and the UK property market showing new signs of stability, confidence among buyers is definitely returning, and increased activity is set to take place over the remainder of the year and into 2006.

Equity release: bricks, mortar and a pension
Published: July 1 2005 (news.ft.com)
Booming property prices have created a fast-growing market which enables elderly people to release cash from their houses without moving home.

Student landlords push up property prices
Published: 1st Jul 2005 (in2perspective.com)
There has been a significant rise in the prices landlords have been paying for their investments, say Paragon Mortgages. Paragon say the rise is largely due to a flurry of activity by large-scale landlords acquiring additional student lets in advance of the new academic year.

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